Market Update: Fall 2025

The market is off to a strong start this quarter. Many properties are receiving multiple competing offers after one open house. In some areas, offers are coming in as much as 20% above asking price.

It’s an excellent time to list, provided your pricing is strategic. The same principle I’ve highlighted over the years still holds true: overpricing leads to a frustrating experience, while smart pricing attracts clean terms and the highest price the market is willing to pay. Potential jumps in value are a function of strategic pricing paired with market fervor—and right now, there’s plenty of fervor.
The Fed trimmed its benchmark rate. How does this impact mortgages?

Rates were preemptively adjusted. Because this move was anticipated, mortgage interest rates were adjusted before the rate-cut announcement.

Currently, rates range from approximately 5.75% to 6.25%. Your exact rate depends on several factors, including loan size, repayment terms, credit score, and down payment amount. By adjusting these variables, you can negotiate and secure a more competitive rate.
By Published On: September 24, 2025